
                                                                IRAs &amp; CDs                                                            


                                                                IRA &amp; CD’s                                                            


                                                                IRAs & CDs                                                            


                                                                IRA & CD’s                                                            

First State Bank was officially founded on June 5, 1925, in Parkin, Arkansas, and quickly grew to become the leading financial institution in Cross County. The new bank was organized with $50,000 in total resources, $36,960 of that being deposits. The bank’s original leadership included Ed Hamilton as President, F. G. McCrary as Vice President, and F.&nbsp;R. Utley as Cashier, with all three also serving as directors. Additional board members included R. L. Block, H. L. Coldren, Dave Block, and Mrs. Agnes Hamill Park.

First State Bank was officially founded on June 5, 1925, in Parkin, Arkansas, and quickly grew to become the leading financial institution in Cross County. The new bank was organized with $50,000 in total resources, $36,960 of that being deposits. The bank’s original leadership included Ed Hamilton as President, F. G. McCrary as Vice President, and F.R. Utley as Cashier, with all three also serving as directors. Additional board members included R. L. Block, H. L. Coldren, Dave Block, and Mrs. Agnes Hamill Park.

First State Bank was officially founded on June 5, 1925, in Parkin, Arkansas, and quickly grew to become the leading financial institution in Cross County. The new bank was organized with $50,000 in total resources, $36,960 of that being deposits. The bank’s original leadership included Ed Hamilton as President, F. G. McCrary as Vice President, and F. R. Utley as Cashier, with all three also serving as directors. Additional board members included R. L. Block, H. L. Coldren, Dave Block, and Mrs. Agnes Hamill Park.


                                            1930s-1940s                                        


                                            1920's-1940's                                        

Over those first few decades, the bank survived Parkin’s Flood of 1927, the Great Depression, and World War II. During the 1930s and 1940s, the Bank became a vital part of Eastern Arkansas’s rural economy, helping farmers with loans for equipment and supplies as industry waned and the need for agricultural production grew. Deferred loan payments and financial management assistance also helped promote more economic stability for the Bank’s customers. Evolve also provided essential capital for farming improvements in Cross County, helping to develop generations of farming communities.

Over those first few decades, the bank survived Parkin’s Flood of 1927, the Great Depression, and World War II. During the 1930’s and 1940’s, the Bank became a vital part of Eastern Arkansas’s rural economy, helping farmers with loans for equipment and supplies as industry waned and the need for agricultural production grew. Deferred loan payments and financial management assistance also helped promote more economic stability for the Bank’s customers. Evolve also provided essential capital for farming improvements in Cross County, helping to develop generations of farming communities.

Rebuilding efforts began quickly, and the institution emerged stronger than ever – proof of the community’s determination and the Bank’s commitment to serving it. 1954 brought the most profitable year yet for the bank, with total deposits reaching $1,326,477 – nearly 40 times what they were back in 1925.&nbsp; Parkin was in its heyday, enjoying growth and opportunity like never before, even serving as a hotspot for musical performances from the likes of B.B. King, Carl Perkins, and Elvis Presley. Throughout these years of growth and change, Evolve remained a cornerstone in Cross County.

Rebuilding efforts began quickly, and the institution emerged stronger than ever – proof of the community’s determination and the Bank’s commitment to serving it. 1954 brought the most profitable year yet for the bank, with total deposits reaching $1,326,477 – nearly 40 times what they were back in 1925. Parkin was in its heyday, enjoying growth and opportunity like never before, even serving as a hotspot for musical performances from the likes of B.B. King, Carl Perkins, and Elvis Presley. Throughout these years of growth and change, Evolve remained a cornerstone in Cross County.

Rebuilding efforts began quickly, and the institution emerged stronger than ever – proof of the community’s determination and the Bank’s commitment to serving it. 1954 brought the most profitable year yet for the bank, with total deposits reaching $1,326,477 – nearly 40 times what they were back in 1925. Parkin was in its heyday, enjoying growth and opportunity like never before, even serving as a hotspot for musical performances from the likes of B.B. King, Carl Perkins, and Elvis Presley. Throughout these years of growth and change, Evolve remained a cornerstone in Cross County.


                                            Early 20th Century


                                            1925                                        


                                            First State Bank                                         


                                            1950s - 1960s


                                            July of 1950                                        

In 2005, a group of investors led by Scot Lenoir bought First State Bank, incorporated Trust powers, and changed the Bank’s name to Evolve Bank &amp; Trust. Initially, Evolve focused on premiere business and personal banking. Quickly growing, and adding branches in Eastern Arkansas and into Memphis, Tennessee, Evolve added Mortgage lending, SBA, Trust, and Physicians Capital divisions.

In 2005, a group of investors led by Scot Lenoir bought First State Bank, incorporated Trust powers, and changed the Bank’s name to Evolve Bank &amp; Trust. Initially, Evolve focused on premiere business and personal banking. Quickly growing, and adding branches in Eastern Arkansas and into Memphis, Evolve added Mortgage lending, SBA, Trust, and Physicians Capital divisions.

In 2005, a group of investors led by Scot Lenoir bought First State Bank, incorporated Trust powers, and changed the Bank’s name to Evolve Bank & Trust. Initially, Evolve focused on premiere business and personal banking. Quickly growing, and adding branches in Eastern Arkansas and into Memphis, Tennessee, Evolve added Mortgage lending, SBA, Trust, and Physicians Capital divisions.

In 2005, a group of investors led by Scot Lenoir bought First State Bank, incorporated Trust powers, and changed the Bank’s name to Evolve Bank & Trust. Initially, Evolve focused on premiere business and personal banking. Quickly growing, and adding branches in Eastern Arkansas and into Memphis, Evolve added Mortgage lending, SBA, Trust, and Physicians Capital divisions.

Over those first few decades, the Bank survived Parkin’s Flood of 1927, the Great Depression, and World War II. During the 1930’s and 1940’s, the Bank became a vital part of Eastern Arkansas’s rural economy, helping farmers with loans for equipment and supplies as industry waned and the need for agricultural production grew. Deferred loan payments and financial management assistance also helped promote more economic stability for the Bank’s customers. Evolve also provided essential capital for farming improvements in Cross County, helping to develop generations of farming communities.


                                            IRAs &amp; CDs                                        


                                            IRA &amp; CD's                                        


                                            IRAs & CDs                                        


                                            IRA & CD's                                        

Let us help you choose the savings program that best meets your long-term goals. Evolve offers highly competitive interest rates on traditional and Roth IRAs for powerful retirement solutions, and Certificates of Deposit with low opening balance options and penalty-free early withdrawals.

Let us help you choose the savings program that best meets your long-term goals. Evolve offers highly competitive interest rates on Traditional and Roth IRAs for powerful retirement solutions, and Certificates of Deposits with low opening balance options and penalty-free early withdrawals.

Enjoy the convenience of top-tier banking technology with Evolve’s personal checking services. Access funds, set up direct deposits, and make seamless payments—all with secure, mobile-friendly banking designed for you.

Enjoy the convenience of top-tier banking technology with Evolve’s personal checking services. Access funds, set up direct deposits, and make seamless payments—all with secure, mobile- friendly banking designed for you.

The Evolve Bank &amp; Trust eFreedom Checking account offers all the features you need, plus the flexibility and convenience you expect from a bank. We offer a range of benefits, including no monthly maintenance fees, unlimited check writing, free online banking, and bill pay.

The Evolve Bank &amp; Trust eFreedom Checking account offers all the features you need; plus, the flexibility and convenience you expect from a bank. We offer a range of benefits, including no monthly maintenance fees, unlimited check writing, free online banking, and bill pay.

The Evolve Bank & Trust eFreedom Checking account offers all the features you need, plus the flexibility and convenience you expect from a bank. We offer a range of benefits, including no monthly maintenance fees, unlimited check writing, free online banking, and bill pay.

The Evolve Bank & Trust eFreedom Checking account offers all the features you need; plus, the flexibility and convenience you expect from a bank. We offer a range of benefits, including no monthly maintenance fees, unlimited check writing, free online banking, and bill pay.

*Subject to approval. **Mobile carrier fees may apply.

*Subject to approval. Mobile carrier fees may apply.

*Subject to approval.**Mobile carrier fees may apply.

FREE Evolve Contactless&nbsp;Debit/ATM Card


                            Next-Level Services                        


                            Next Level Services                        

To set up direct deposit, give the employer your Evolve Bank &amp; Trust account and routing number. Once direct deposit is set up, your paycheck automatically deposits into your account, giving you easy access to funds without the hassle of depositing paper checks.

To set up direct deposit, give your employer the Evolve Bank &amp; Trust account and routing number. Once direct deposit is set up, your paycheck automatically deposits into your account, giving you easy access to funds without the hassle of depositing paper checks.

To set up direct deposit, give the employer your Evolve Bank & Trust account and routing number. Once direct deposit is set up, your paycheck automatically deposits into your account, giving you easy access to funds without the hassle of depositing paper checks.

To set up direct deposit, give your employer the Evolve Bank & Trust account and routing number. Once direct deposit is set up, your paycheck automatically deposits into your account, giving you easy access to funds without the hassle of depositing paper checks.

Evolve Bank &amp; Trust offers overdraft protection for account holders by covering transactions that exceed your balance. If you overspend, overdraft protection transfers funds from a linked account to cover the difference. You can also use a credit line to avoid fees at check-out.

Evolve Bank &amp; Trust offers overdraft protection for account holders. Avoid overdraft fees by covering transactions exceeding your balance. If you overspend, overdraft protection transfers funds from a linked account to cover the difference. You can also use a credit line to avoid fees at check-out.

Evolve Bank & Trust offers overdraft protection for account holders by covering transactions that exceed your balance. If you overspend, overdraft protection transfers funds from a linked account to cover the difference. You can also use a credit line to avoid fees at check-out.

Evolve Bank & Trust offers overdraft protection for account holders. Avoid overdraft fees by covering transactions exceeding your balance. If you overspend, overdraft protection transfers funds from a linked account to cover the difference. You can also use a credit line to avoid fees at check-out.

With Evolve’s eFreedom Checking Account, you can open an account and get started with just $100. If you maintain a minimum daily balance of $250 in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

With Evolve’s eFreedom Checking Account, you can open an account with just $100 and avoid unnecessary fees that cost you money. If you maintain a minimum daily balance of $250 in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

With Evolve’s eFreedom Checking Account, you can open an account with just $100 and avoid unnecessary fees that cost you money. By maintaining a minimum daily balance of $250 in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

Experience the convenience and power of top-tier checking account services&nbsp;— free for all Evolve customers. It's just one of the ways we make banking easier, smarter, and more rewarding for you.

We offer all Evolve customers free access to top-grade checking account services to make your life easier.

Experience the convenience and power of top-tier checking account services — free for all Evolve customers. It's just one of the ways we make banking easier, smarter, and more rewarding for you.

At Evolve, your financial journey is our priority. Enjoy personalized banking designed to support your goals and simplify your life — every step of the way.&nbsp;Our innovative services include seamless digital banking, full-service checking and savings accounts, low-interest personal loans, IRAs/CDs, and expert trust services.

Experience definitive personal banking at Evolve where we empower your financial journey every step of the way! Our innovative services include seamless digital banking, full-service checking and savings accounts, low-interest personal loans, IRAs/CDs, and expert trust services.

At Evolve, your financial journey is our priority. Enjoy personalized banking designed to support your goals and simplify your life — every step of the way. Our innovative services include seamless digital banking, full-service checking and savings accounts, low-interest personal loans, IRAs/CDs, and expert trust services.

Whether you're upgrading your home,&nbsp;managing unexpected expenses, or funding a big purchase, Evolve gives you options. Tap into your home's value with a flexible Home Equity Line of Credit (HELOC)&nbsp;—&nbsp;or choose a personal loan with fixed terms and predictable payments. Whatever your goal, we're here to help you fund it. Our competitive rates and simple application process make borrowing easy.&nbsp;

Get the financial freedom you deserve with our personalized solutions. We offer flexible personal loans tailored to your needs. Whether consolidating debt, covering unexpected expenses, or funding a big purchase, our competitive rates and simple application process make borrowing easy.

Whether you're upgrading your home, managing unexpected expenses, or funding a big purchase, Evolve gives you options. Tap into your home's value with a flexible Home Equity Line of Credit (HELOC) — or choose a personal loan with fixed terms and predictable payments. Whatever your goal, we're here to help you fund it. Our competitive rates and simple application process make borrowing easy. 

Effective wealth management extends beyond investing&nbsp;—&nbsp;it requires careful estate planning and trust administration to safeguard your assets and ensure financial security for future generations.

Effective wealth management extends beyond investing—it requires careful estate planning and trust administration to safeguard your assets and ensure financial security for future generations.

Effective wealth management extends beyond investing — it requires careful estate planning and trust administration to safeguard your assets and ensure financial security for future generations.

What’s the difference between a CD and an IRA?

What’s the difference between a CD vs. IRA?

With an individual retirement account, you contribute money that grows over time, either tax-deferred with a Traditional IRA, where you don’t pay taxes until you withdraw your money, or tax-free with a Roth IRA, where you contribute taxed income, but don’t incur any taxes upon withdrawal. Since IRAs are self-directed, you can choose to invest your IRA in financial instruments like stocks, bonds, or fixed accounts.

With an individual retirement account, you contribute money that grows over time, either tax-deferred with a Traditional IRA, where you don’t pay taxes until you withdraw your money, or tax-free with a Roth IRA, where you contribute to taxed income, but don’t incur any taxes upon withdrawal. Since IRA’s are self-directed, you can choose to invest your IRA in financial instruments like stocks, bonds, or fixed accounts.

Whether you’re buying a home, financing a major purchase, or consolidating debt, we offer personal loans with competitive rates. Our commitment to responsible lending provides the best loan option for your financial profile.&nbsp;

Whether you’re buying a home, financing a major purchase, or consolidating debt, we offer personal loans with competitive rates. Our commitment to responsible lending provides the best loan option for your financial profile. (Max 220 Characters)

Whether you’re buying a home, financing a major purchase, or consolidating debt, we offer personal loans with competitive rates. Our commitment to responsible lending provides the best loan option for your financial profile. 


                            Flexible personal loans from Evolve Bank &amp; Trust offer competitive rates, simple applications, and tailored lending solutions designed to fit your life.


                            Flexible personal loans from Evolve Bank &amp; Trust offer competitive rates, simple applications, and tailored lending solutions designed to fit your life. (Max 200 Characters)                        


                            Flexible personal loans from Evolve Bank & Trust offer competitive rates, simple applications, and tailored lending solutions designed to fit your life.


                            Flexible personal loans from Evolve Bank & Trust offer competitive rates, simple applications, and tailored lending solutions designed to fit your life. (Max 200 Characters)                        


                                            Physicians Capital                                        


                                            Physicians’ Capital                                        

*Subject to Approval. **Mobile carrier fees may apply.

*Subject to Approval. Mobile carrier fees may apply.

*Subject to Approval.**Mobile carrier fees may apply.

Email AlertsSafe Deposit Box (25% discount on standard fees*)

Email AlertsSafe Deposit Box (25% discount on standard fees**)

Free Evolve Contactless Business&nbsp;Debit/ATM Card

Free Evolve Contactless Business Debit/ATM Card

With Evolve’s eBusiness Checking Account, you can open an account with just $100 and avoid unnecessary fees that cost you money. If you maintain a minimum daily balance of $250 in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

Opening an eCorporate Checking account is as easy as our eBusiness Checking account. You can open your account with a simple $100 deposit. Once your account is active, you’ll be eligible for our Interest Checking, which pays you competitive interest rates that accrue daily and compound monthly. The Evolve eCorporate Checking account is free as long as you maintain a daily balance of $750 or more, or if you have a total combined loan and/or deposit balances of $50,000 or more.

Opening an eLife Checking account is as easy as our eFreedom Checking account. You can open your account with a simple $100 deposit. Once your account is active, you’ll be eligible for our Interest Checking, which pays you competitive interest rates that accrue daily and compound monthly. The Evolve eLife Checking account is free as long as you maintain a daily balance of $750 or more, or if you have a total combined loan and/or deposit balances of $50,000 or more.

eCommunity Accounts are free and can be opened with a low opening balance of only $100. There are no monthly service charges, and we will accept a school ID to open your account.

eUniversity Accounts are free and can be opened with a low opening balance of only $100. There are no monthly service charges, and we will accept a school ID to open your account.

As an Evolve eCommunity Checking account holder, you will have access to over 32,000 surcharge-free ATMs nationwide, through the MoneyPass Network. This massive network gives students the convenience of accessing their cash while they’re away from home.

As an Evolve eUniversity Checking account holder, you will have access to over 32,000 surcharge-free ATMs nationwide, through the MoneyPass Network. This massive network gives students the convenience of accessing their cash while they’re away from home.

No monthly maintenance fees with a $2,500 daily balance

No monthly maintenance fees with a $2,500 daily balance]

With Evolve’s eFreedom Checking Account, you can open an account and get started with just $100. By maintaining a minimum daily balance of $250 AND setting up&nbsp;at least one monthly direct deposit in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

With Evolve’s eFreedom Checking Account, you can open an account and get started with just $100. By maintaining a minimum daily balance of $250 in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

With Evolve’s eFreedom Checking Account, you can open an account and get started with just $100. By maintaining a minimum daily balance of $250 AND setting up at least one monthly direct deposit in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

Financial Center 
101 East Chestnut Street, Suite A 
Rogers, AR 72756

Financial Center 
101 E Chestnut St Suite A 
Rogers, AR 72756

Financial Center
101 East Chestnut Street, Suite A
Rogers, AR 72756

Financial Center
101 E Chestnut St Suite A
Rogers, AR 72756

In addition to eCall with&nbsp;free 24/7 ability to check accounts (dial&nbsp;888.885.9876 and setup a 4-digit PIN for future access), you can enjoy the benefits of online digital banking, including free deposits, transfers, and bill payments, plus with online banking, you can easily manage your finances with instant access to your account balance, transaction history, eStatements, and more.

In addition to free 24/7 phone banking, you can enjoy the benefits of online digital banking, including free deposits, transfers, and bill payments, plus with online banking, you can easily manage your finances with instant access to your account balance, transaction history, eStatements, and more.

In addition to eCall with free 24/7 ability to check accounts (dial 888.885.9876 and setup a 4-digit PIN for future access), you can enjoy the benefits of online digital banking, including free deposits, transfers, and bill payments, plus with online banking, you can easily manage your finances with instant access to your account balance, transaction history, eStatements, and more.

With Evolve’s eBusiness Checking Account, you can open an account with just $100 and avoid unnecessary fees that cost you money. If you maintain a minimum daily balance of $2,500 in your eBusiness Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

With Evolve’s eBusiness Checking Account, you can open an account with just $100 and avoid unnecessary fees that cost you money. If you maintain a minimum daily balance of $250 in your eFreedom Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

With Evolve’s eBusiness Checking Account, you can open an account with just $100 and avoid unnecessary fees that cost you money. If you maintain a minimum daily balance of $2,500 in your eBusiness Checking Account, we will waive the monthly service fee, and you can keep more of your hard-earned cash.

In addition to free 24/7 mobile banking, you can enjoy the benefits of online digital banking, including free deposits, transfers, and bill payments, plus with online banking, you can easily manage your finances with instant access to your account balance, transaction history, eStatements, and more.

The eCorporate Checking account is a great option for customers who want a premium checking account with added benefits and features for high-volume, high-efficiency banking. If you are looking for a robust checking account that meets your financial needs, the eCorporate Checking account may be the option for you.

The eLife Checking account is a great option for customers who want a premium checking account with added benefits and features, such as unlimited check writing, free online banking and bill pay, ATM fee reimbursements, and many more. If you are looking for a robust checking account that meets your financial needs, the eLife Checking account may be the option for you.

eCommunity Accounts are free and can be opened with a low opening balance of only $100. There are no monthly service charges.

As an Evolve eCommunity Checking account holder, you will have access to over 32,000 surcharge-free ATMs nationwide, through the MoneyPass Network.

eCommunity Checking accounts give school systems, public sector entities, and non-profits reliable banking that is unique to their financial structures. Customizable account features are designed for grant management, and automated tools help simplify payroll and vendor payment processes.&nbsp;If you are running a nonprofit, municipality, or a school, the&nbsp;eCommunity&nbsp;Checking account may be the&nbsp;option for you.

While you’re working on your education, it’s also a good time to work on your credit. The eUniversity Checking account offers free online banking and bill pay. Online banking allows students to check their account balances, view transaction history, transfer funds between accounts, and more. Bill pay allows students to easily pay their bills online, and on time.

eCommunity Checking accounts give school systems, public sector entities, and non-profits reliable banking that is unique to their financial structures. Customizable account features are designed for grant management, and automated tools help simplify payroll and vendor payment processes. If you are running a nonprofit, municipality, or a school, the eCommunity Checking account may be the option for you.

$99 per month for up to 5 users, $20 per month for each additional user

Studio

Shannon Chiaro

Evolve Banking - DEV

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